We’ve all been there — finances are tight and to make ends meet or to satisfy our retail therapy, we pull out that small piece of plastic and swipe. In the beginning, we only plan to use it in emergency situations or perhaps we just assume we’ll pay it off someday. However, the reality of it is that the emergency situations continue to occur or we continue to just put our expenses on our cre…Read More
For new doctors, recent graduates from medical school or even residents, one of the challenges of starting this new chapter of their life is getting access to housing. Fortunately, there is a special kind of mortgage loan available just for those in this career field. A physician loan can make the dream of home ownership a reality for many new physicians. But with the challenges of starting a new …Read More
Managing your finances isn’t always easy. A string of bad luck can affect your financial status for years to come. Your credit score determines which loans you can take, your ability to get a credit card, and more. Repairing your credit score can take a while, and if you’ve already struggled with improving your financial situation, improving your credit might leave you feeling frustrated and c…Read More
For many people, buying a home is the single largest financial investment they’ll ever make. You may live in your home for years, or even decades to come, and similarly, you may be paying for it for that same amount of time. Finding the right mortgage is critical to getting the most out of your home buying process. Of course, that’s easier when you work with the right mortgage broker. As Fayet…Read More
You’ve crunched the numbers, you’ve reviewed your products and services, and you’ve taken a good hard look at your fledgling business. It’s time to move your work out of the garage and into a proper building! But it’s not as simple as walking down the street and buying a storefront. For most business owners, they’ll need a commercial real estate loan first to make it possible. As Fayet…Read More
The road to becoming a doctor is not only challenging, it’s expensive too. The majority of medical students graduate with close to $200,000 in medical school debt. This figure alone makes it difficult for new physicians and doctors to get ahead of their finances, as well as achieve things like purchasing a new home. Fortunately, there is a special kind of mortgage loan that is designed specifica…Read More
Nearly a century ago, you could flip through the pages of a Sears catalog and order a pre-constructed house. A few weeks later, all of the individual components would arrive for you, or the Sears construction team to assemble. While this seems like a foreign concept to us now, the fact is that manufactured housing is having something of a renaissance, even in places like Fayetteville. As Fayettevi…Read More
The field of mortgages and lending is a complicated one. In many cases, these loans deal with amounts of money that many cannot fully grasp or imagine. The result is that there are myths that have proliferated over time. As Fayetteville’s leading provider of mortgage loans, The Mortgage House, LLC. is committed to empowering our clients with the knowledge they need to make smart borrowing decisi…Read More
Let’s face it unless you’ve got years of experience and insight, the mortgage and lending process can be complicated, even downright daunting. The result is that there has been a steady stream of myths developing around mortgage brokers and their work. Here at The Mortgage House, LLC., we’re committed to a transparent lending process, ensuring that our customers understand their loan and mak…Read More
If you’ve never applied for a mortgage loan before, or you’re just starting the process, you’re probably feeling a little intimidated. There’s a lot of information that the lender is asking for, and you might not be sure that you’re even providing the right stuff. But even getting to that point can be a little tricky sometimes. The fact is, getting a loan is a big deal and it can more co…Read More
